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SB 1343 Harassment Prevention Training Update

Oct 7, 2019 1:52:53 AM / by BRIAN ALLEN

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Harassment Prevention Training has been a large topic of conversation this year, as the new legislation required more than 300,000 business comply with the new law. Given the large amount of employers affected along with the short timeline for compliance a new amendment to the bill recently passed to extend the deadline for complying with the law. The new dates for compliance are meant to make sure that employers have more than enough time to put a solution in place and to clear up additional confusions on the original bill. Below are some key points of what the law is, what the new deadlines are, and best practices for compliance.

What is the new SB 1343 Harassment Training Law?
SB 1343 is a senate bill that expanded upon AB 1825 which originally was designed to make a mandatory harassment training for managers of businesses with 50 or more employees. In response to #Metoo movement and other publicized concerns, SB 1343 has expanded this law to include training for all employees as well for companies with 5 or more employees. All California employers with 5 or more employees must comply to this law which mandates 1 hour of training for employees and 2 hours of training for managers. All employees must be trained including part time, seasonal, and interns as well. Companies are expected to be audited on this and at risk if not in compliance.
When does it go into effect?
Originally this law was set to have already been in effect. However, the law has been recently revised to come into effect on January 1st 2020 for all new hires starting after January 1st. Any full or part time employees must be trained within 6 months of hire, whereas any seasonal employee or short term intern must be trained within 30 days of hire or 100 hours worked (whichever comes first). Existing staff hired prior to January 1st will have to complete training by January 1st 2021.
What are my options?
There are many options out there on how to comply with this new training law. They can include in-house training, webinar training, video training, outsourced HR training, or the most common virtual learning management system training online. The key is to make sure that any offered training meets the new requirements of the law including but not limited to Record Keeping Requirements and Interactivity Requirements. It is suggested to use a knowledgeable and proven vendor to ensure that your selected option meets all the requirements.
Since the #Metoo movement started sexual harassment filings to the EEOC had a 13.6% increase from 2017 to 2018. Should you wish to review your options and make sure your business is protected, you can reach out to EVCO Insurance Services to learn more. You can reach out to Brian Allen via email at brian@evcoinsurance.com or by phone at (925) 478-2223.

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Open Enrollment Best Practices

Sep 11, 2019 1:04:00 AM / by BRIAN ALLEN

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Running a successful open enrollment can be a challenge. Often times businesses may just renew plans as is to avoid the pains of open enrollment and hope that employees do not make changes to their benefits for the sake of ease. This route often can lead to an inferior benefit plan being auto-renewed as well as employee frustrations due to lack of communication of benefits and rising costs. Here are some tips for creating a successful open enrollment for your business:

Have a market survey done:
Does it seem that you are experiencing rising costs every year all while getting weaker benefit coverage? Rates on average have been going up about 9% every year while the copays and deductibles have risen. With over 400 options of medical plans offered in the Bay Area and a limitless amount of ancillary plan options, a market survey is always a good idea to make sure you are getting the best benefit at the best rate.
Make sure that communication is good:
Sometimes it may be hard to communicate open enrollment effectively to employees. This leads to an overall bad experience for employees and the employer. Make sure that you have a solid means of communicating open enrollment, plan changes and options to employees. The most cost effective and streamlined way is to offer an online open enrollment. This leads to better explanations, timely enrollments, no paper burden and a more satisfactory experience.
Get started early:
All too often employers fall behind on prioritizing benefits decisions and open enrollment. This often leads to a non-thorough review and analysis of the benefits offering and last minute open enrollments. Not only does starting later lead to a more hectic and rushed experience, it can also lead to employees having delays in membership or receiving their ID cards. This is especially prevalent for those with plan effective dates in December & January where the vast majority of businesses are also sending in their enrollments at the same time.
Want to ensure that your business has a successful open enrollment? EVCO Insurance can be a great resource. You can reach out to Brian Allen via email at brian@evcoinsurance.com or by phone at (925) 478-2223.

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Zenefits Blog

Aug 29, 2019 12:21:31 AM / by ADMIN

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What they do:  Zenefits offers an online software for small to medium sized businesses to process many employee management needs. This includes new hire recruiting, paperless onboarding, payroll, benefits management, and other HR needs.

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Deductibles, Max Out of Pocket, Copays & Coinsurance (What's the Difference)

Aug 23, 2019 3:02:44 AM / by BRIAN ALLEN

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Making Sense of Benefit Summaries:

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san francisco employers – how to provide a free health insurance plan

Jul 20, 2019 6:12:56 AM / by MICHAEL

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Health Care Security Ordinance. If you have a San Francisco based company with at least 20 employees you are likely very familiar with the Health Care Security Ordinance (HCSO). This law requires employers to pay a fee to the City for all hours worked by all employees. Have you ever wondered if any employees are using this “coverage” that your hard earned dollars are funding? Considering HealthySF is NOT health insurance and there is absolutely no reporting available from the City to promote usage, it can be assumed that your dollars are going significantly/completely unused.

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how new sexual harassment laws effect small businesses

Jul 20, 2019 6:02:48 AM / by BRIAN ALLEN

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Why are there Laws Centered Around Workplace Sexual Harassment?

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how do rx costs affect your employees?

Jul 19, 2019 10:03:20 AM / by ADMIN posted in HSA PLANS, GROUP HEALTH INSURANCE, HEALTH INSURANCE, PRESCRIPTION DRUGS

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covered ca & subsidies

Jul 8, 2019 3:23:25 AM / by JENNIFER ASHLOCK

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Many individuals are having to pay back Subsidies received through Covered California because they underestimated their household income! Here is more info about subsidies when you are already covered through your employer so you can better prepare:

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aca reporting requirements compliance

Jul 8, 2019 3:21:50 AM / by JENNIFER ASHLOCK

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The Associated Press reports that complying with the ACA’s reporting requirements “is costing small businesses thousands of dollars that they didn’t have to spend before the new regulations went into effect” (3/19, Rosenberg). The AP notes the health law requires small business owners to track workers’ houses, absences, and how much they spend on health insurance. On average, “complying with the law costs small businesses more than $15,000 a year, according to a survey released a year ago by the National Small Business Association.” Many small business also lack the human resources departments or computer systems that large companies have, “making it harder to handle the paperwork.”

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coverage – how to choose

Jul 8, 2019 3:19:57 AM / by JENNIFER ASHLOCK

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Many individuals have been asking lately if group or individual insurance is better. Typically group is better because of the enhanced doctor networks and reduced cost. Group insurance is tax deductible/tax free, while all individual plans are paid with post tax dollars. If you go with the individual insurance plan option watch our included video on how you can save money on your health care costs.

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